Prudential Financial, Inc.
PRU Financial Services Insurance - Life NYSE
$95.21
+$0.86 (+0.91%)
Open: $95.20 | High: $95.45 | Low: $94.47 | Prev Close: Prev Close: $94.35
Market Cap: $33.13B
Volume: 671K | Avg: 2.5M
Last updated: April 24, 2026 at 04:03 PMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 520
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 9.53 |
| P/B Ratio | 1.03 |
| P/S Ratio | 0.54 |
| EPS | $9.99 |
| Beta | 0.94 |
| Shares Outstanding | 348.00M |
| 52-Week High | $119.76 |
| 52-Week Low | $91.89 |
| SMA 50 | $97.88 |
| SMA 200 | $104.73 |
| Dividend Yield | 5.72% |
| Annual Dividend | $5.45 |
| Next Earnings | May 05, 2026 08:00 PM ET |
Financial Ratios
| Gross Margin | 31.1% |
| Operating Margin | 7.6% |
| Net Margin | 5.9% |
| ROE | 11.4% |
| ROA | 0.5% |
| Debt/Equity | 1.03 |
| Current Ratio | 0.00 |
| Quick Ratio | 0.00 |
Balance Sheet
| Total Assets | $773.74B |
| Total Liabilities | $738.16B |
| Total Equity | $32.44B |
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| Cash | $19.71B |
| Total Debt | $33.28B |
| Net Debt | $13.57B |
Income Statement
| Revenue | $60.77B |
| Gross Profit | $25.55B |
| Operating Income | $4.79B |
| Net Income | $3.58B |
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| EBITDA | $4.91B |
| Revenue/Share | $174.23 |
Cash Flow
| Operating CF | $6.27B |
| CapEx | N/A |
| Free Cash Flow | $6.27B |
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| Book Value/Share | $101.68 |
| Tangible Book/Share | $34.79 |
| Equity/Share | $92.70 |
Technical Indicators
| RSI (14) | 42.50 Neutral |
| MACD |
-0.24
Signal: 0.01
|
| Volatility | 23.90% |
| Trading Signal | Bearish |
Performance & Returns
| 1 Year | -10.68% |
| Sharpe Ratio | -0.71 Poor |
| Volatility (Ann.) | 23.6% Moderate |
| PRU (1Y) | -10.68% |
| S&P 500 (1Y) | +14.41% |
| Alpha (Excess Return) | -25.09% |
Sector Comparison (Financial Services)
| Metric | PRU | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 9.53 | 48.62 | 11% |
| P/B Ratio | 1.03 | 4.29 | 12% |
| ROE (%) | 11.44% | 20.67% | 30% |
| Net Margin (%) | 5.87% | 19.00% | 5% |
| Stock Score | 520 | 446.0 | 65% |
| 1Y Return (%) | -10.68 % | +6.63 % | 12% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PRU | $95.21 | $96.62 | $97.86 | $97.57 | $97.49 | $104.64 | 42.50 | -0.24 | 23.90% | 622475 | Weak Short | Price Below SMAs |
Candlestick Patterns
There wasn't any recognizable pattern for the PRU stock
News Sentiment
| Ticker | Headline | Sentiment | Source | URL |
|---|---|---|---|---|
| PRU | PGIM Appoints Brian Towers to Lead Global Insurance and Strategic Partnerships | Neutral | businesswire.com | Read More |
| PRU | Perseus Mining Limited (PMNXF) Q3 2026 Earnings Call Transcript | Neutral | seekingalpha.com | Read More |
| PRU | Prudential Financial, Inc. (PRU) Discusses Extension of Sales Suspension and Financial Implications for Japan Operations Transcript | Neutral | seekingalpha.com | Read More |
| PRU | Is Prudential Financial Inc (PRU) a Bargain After 6.0% Drop? GF Value Says Undervalued | Neutral | gurufocus.com | Read More |
| PRU | Prudential Financial Stock Is Falling on Report of Potential Misconduct at Japan Insurer | Negative | barrons.com | Read More |
Recent Insider Trading
No recent insider trading data available for PRU
Company Information
Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
| CEO | Andrew Francis Sullivan |
| Employees | 37936 |
| Country | US |
| IPO Date | 2001-12-13 |
| Exchange | NYSE |
| Website | https://www.prudential.com |
| Sector | Financial Services |
| Industry | Insurance - Life |
Similar Stocks (Financial Services - Insurance - Life)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category