The Hartford Financial Services Group, Inc.
HIG Financial Services Insurance - Diversified NYSE
$134.48
$-5.13 (-3.67%)
Open: $137.93 | High: $138.96 | Low: $134.40 | Prev Close: Prev Close: $139.61
Market Cap: $36.98B
Volume: 2.0M | Avg: 1.5M
Last updated: April 24, 2026 at 08:02 PMInvestment Rating
Neutral
Overall Score: 60/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 660
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 9.46 |
| P/B Ratio | 2.00 |
| P/S Ratio | 1.29 |
| EPS | $14.21 |
| Beta | 0.53 |
| Shares Outstanding | 275.02M |
| 52-Week High | $144.50 |
| 52-Week Low | $116.66 |
| SMA 50 | $137.93 |
| SMA 200 | $132.85 |
| Dividend Yield | 1.78% |
| Annual Dividend | $2.40 |
| Next Earnings | July 23, 2026 12:00 PM ET |
Financial Ratios
| Gross Margin | 35.8% |
| Operating Margin | 13.8% |
| Net Margin | 14.1% |
| ROE | 22.0% |
| ROA | 4.7% |
| Debt/Equity | 0.23 |
| Current Ratio | 18.17 |
| Quick Ratio | 18.17 |
Balance Sheet
| Total Assets | $86.00B |
| Total Liabilities | $67.02B |
| Total Equity | $18.98B |
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|
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| Cash | $133.00M |
| Total Debt | $4.37B |
| Net Debt | $4.24B |
Income Statement
| Revenue | $28.26B |
| Gross Profit | $13.02B |
| Operating Income | $4.76B |
| Net Income | $3.84B |
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| EBITDA | $5.36B |
| Revenue/Share | $102.35 |
Cash Flow
| Operating CF | $5.92B |
| CapEx | $169.00M |
| Free Cash Flow | $5.75B |
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| Book Value/Share | $67.23 |
| Tangible Book/Share | $58.47 |
| Equity/Share | $67.23 |
Technical Indicators
| RSI (14) | 54.54 Neutral |
| MACD |
0.63
Signal: 0.51
|
| Volatility | 18.42% |
| Trading Signal | Bullish |
Performance & Returns
| 1 Year | +10.35% |
| Sharpe Ratio | 0.65 Fair |
| Volatility (Ann.) | 18.46% Low Risk |
| HIG (1Y) | +10.35% |
| S&P 500 (1Y) | +14.41% |
| Alpha (Excess Return) | -4.06% |
Sector Comparison (Financial Services)
| Metric | HIG | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 9.46 | 48.62 | 10% |
| P/B Ratio | 2.0 | 4.27 | 46% |
| ROE (%) | 22.01% | 20.50% | 71% |
| Net Margin (%) | 14.13% | 18.86% | 33% |
| Stock Score | 660 | 445.0 | 97% |
| 1Y Return (%) | +10.35 % | +6.49 % | 48% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HIG | $134.48 | $138.88 | $138.69 | $138.36 | $137.69 | $132.86 | 54.54 | 0.63 | 18.42% | 235312 | Weak Short | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the HIG stock
News Sentiment
| Ticker | Headline | Sentiment | Source | URL |
|---|---|---|---|---|
| HIG | The Hartford Insurance Group, Inc. $HIG Shares Sold by Arizona State Retirement System | Neutral | defenseworld.net | Read More |
| HIG | The Hartford Insurance Group Inc (HIG) Q1 2026 Earnings Call Highlights: Strong Core Earnings and Strategic Growth Amidst Market Challenges | Positive | gurufocus.com | Read More |
| HIG | HIG Q1 Earnings Miss on Higher Costs Despite Personal Insurance Gains | Positive | zacks.com | Read More |
| HIG | The Hartford Insurance Group, Inc. (HIG) Q1 2026 Earnings Call Transcript | Neutral | seekingalpha.com | Read More |
| HIG | Evergreen Capital Management LLC Raises Holdings in The Hartford Insurance Group, Inc. $HIG | Neutral | defenseworld.net | Read More |
Recent Insider Trading
No recent insider trading data available for HIG
Company Information
The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
| CEO | Christopher Jerome Swift |
| Employees | 19100 |
| Country | US |
| IPO Date | 1995-12-15 |
| Exchange | NYSE |
| Website | https://www.thehartford.com |
| Sector | Financial Services |
| Industry | Insurance - Diversified |
Similar Stocks (Financial Services - Insurance - Diversified)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category