Assurant, Inc.
AIZ Financial Services Insurance - Specialty NYSE
$229.74
$-0.72 (-0.31%)
Open: $229.10 | High: $231.90 | Low: $228.22 | Prev Close: Prev Close: $230.46
Market Cap: $11.44B
Volume: 426K | Avg: 394K
Last updated: April 24, 2026 at 08:00 PMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 595
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 13.58 |
| P/B Ratio | 1.96 |
| P/S Ratio | 0.89 |
| EPS | $16.92 |
| Beta | 0.56 |
| Shares Outstanding | 49.79M |
| 52-Week High | $246.31 |
| 52-Week Low | $183.39 |
| SMA 50 | $221.30 |
| SMA 200 | $218.99 |
| Dividend Yield | 1.46% |
| Annual Dividend | $3.36 |
| Next Earnings | May 05, 2026 08:00 PM ET |
Financial Ratios
| Gross Margin | 77.2% |
| Operating Margin | 8.5% |
| Net Margin | 6.8% |
| ROE | 15.6% |
| ROA | 2.4% |
| Debt/Equity | 0.38 |
| Current Ratio | 0.55 |
| Quick Ratio | 0.55 |
Balance Sheet
| Total Assets | $36.29B |
| Total Liabilities | $30.42B |
| Total Equity | $5.87B |
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| Cash | $1.83B |
| Total Debt | $2.21B |
| Net Debt | $372.80M |
Income Statement
| Revenue | $12.81B |
| Gross Profit | $9.89B |
| Operating Income | $1.09B |
| Net Income | $872.70M |
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| EBITDA | $1.45B |
| Revenue/Share | $255.28 |
Cash Flow
| Operating CF | $1.83B |
| CapEx | $235.50M |
| Free Cash Flow | $1.60B |
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| Book Value/Share | $116.97 |
| Tangible Book/Share | $-149.10 |
| Equity/Share | $116.97 |
Technical Indicators
| RSI (14) | 73.03 Overbought |
| MACD |
2.34
Signal: 1.08
|
| Volatility | 24.07% |
| Trading Signal | Overbought |
Performance & Returns
| 1 Year | +20.6% |
| Sharpe Ratio | 0.91 Fair |
| Volatility (Ann.) | 25.45% Moderate |
| AIZ (1Y) | +20.6% |
| S&P 500 (1Y) | +14.41% |
| Alpha (Excess Return) | +6.19% |
Sector Comparison (Financial Services)
| Metric | AIZ | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 13.58 | 48.59 | 22% |
| P/B Ratio | 1.96 | 4.27 | 44% |
| ROE (%) | 15.61% | 20.60% | 51% |
| Net Margin (%) | 6.81% | 18.98% | 7% |
| Stock Score | 595 | 445.0 | 84% |
| 1Y Return (%) | +20.60 % | +6.42 % | 86% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AIZ | $229.74 | $228.66 | $227.06 | $224.57 | $221.04 | $219.09 | 73.03 | 2.34 | 24.07% | 10441 | Strong Long | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the AIZ stock
News Sentiment
| Ticker | Headline | Sentiment | Source | URL |
|---|---|---|---|---|
| AIZ | Calamos Advisors LLC Has $25.49 Million Holdings in Assurant, Inc. $AIZ | Neutral | defenseworld.net | Read More |
| AIZ | Will Assurant (AIZ) Beat Estimates Again in Its Next Earnings Report? | Positive | zacks.com | Read More |
| AIZ | Sumitomo Mitsui Trust Group Inc. Raises Position in Assurant, Inc. $AIZ | Neutral | defenseworld.net | Read More |
| AIZ | Lbp Am Sa Sells 25,146 Shares of Assurant, Inc. $AIZ | Neutral | defenseworld.net | Read More |
| AIZ | AIZ Stock Outperforms Industry: Time to Hold or Buy? | Neutral | zacks.com | Read More |
Recent Insider Trading
No recent insider trading data available for AIZ
Company Information
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.
| CEO | Keith Warner Demmings |
| Employees | 14200 |
| Country | US |
| IPO Date | 2004-02-05 |
| Exchange | NYSE |
| Website | https://www.assurant.com |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
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Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
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Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category