Wells Fargo & Company

WFC Financial Services Banks - Diversified NYSE

$89.83

$-0.38 (-0.42%)

Open: $89.99 | High: $91.11 | Low: $89.55 | Prev Close: $90.21

Market Cap: $292.09B

Volume: 8.7M | Avg: 14.8M

Last updated: December 05, 2025 at 10:07 PM
Investment Rating
B

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 3/5
60%
Neutral
ROE Score 4/5
80%
Buy
ROA Score 4/5
80%
Buy
D/E Score 1/5
20%
Strong Sell
P/E Score 2/5
40%
Sell
P/B Score 2/5
40%
Sell

Stock Score Analysis
E

Stock Score: 520

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 15
Financial Health 55
Growth 100
Market Sentiment 10
Risk 0
Lower is better
Valuation 40
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 14.80
P/B Ratio 1.58
P/S Ratio 2.38
EPS $6.07
Beta 1.11
Shares Outstanding 3.25B

Price Range & Moving Averages
52-Week High $91.11
52-Week Low $58.42
SMA 50 $84.51
SMA 200 $77.98

Dividend Information
Dividend Yield 2.00%
Annual Dividend $1.80

Earnings
Next Earnings January 14, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 64.5%
Operating Margin 19.6%
Net Margin 17.2%

Returns
ROE 11.7%
ROA 1.0%

Liquidity & Leverage
Debt/Equity 2.25
Current Ratio 0.29
Quick Ratio 0.29
Balance Sheet
Total Assets $1929.85B
Total Liabilities $1748.78B
Total Equity $179.12B

Cash $203.36B
Total Debt $281.88B
Net Debt $78.52B
Income Statement
Revenue $125.40B
Gross Profit $77.96B
Operating Income $23.36B
Net Income $19.72B

EBITDA $30.92B
Revenue/Share $38.55
Cash Flow
Operating CF $3.04B
CapEx N/A
Free Cash Flow $3.04B

Book Value/Share $57.57
Tangible Book/Share $47.55
Equity/Share $56.98
Technical Indicators
RSI (14) 70.89 Overbought
MACD
0.85 Signal: 0.35
Volatility 18.56%
Trading Signal Overbought
Performance & Returns
Total Returns
1 Year +11.8%

Risk-Adjusted Returns
Sharpe Ratio 0.57 Fair
Volatility (Ann.) 30.65% Moderate

vs S&P 500 (SPY)
WFC (1Y) +11.8%
S&P 500 (1Y) +11.86%
Alpha (Excess Return) -0.06%
Sector Comparison (Financial Services)
Compared to 166 peers in Financial Services
Metric WFC Sector Avg Percentile
P/E Ratio 14.8 48.28 21%
P/B Ratio 1.58 3.96 35%
ROE (%) 11.66% 18.47% 35%
Net Margin (%) 17.18% 18.56% 52%
Stock Score 520 407.0 78%
1Y Return (%) +11.80% +6.20% 69%
Percentile: 0% = worst in sector, 100% = best in sector
Historical Price Analysis (Last 200 Days)
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
WFC $89.83 $87.43 $86.56 $85.34 $84.51 $77.98 70.89 0.85 18.56% 13433025 Strong Long Bullish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the WFC stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
WFC Wells Fargo Stock Hits Record High: Buy, Hold or Take Profits? Positive zacks.com Read More
WFC Here is What to Know Beyond Why Wells Fargo & Company (WFC) is a Trending Stock Neutral zacks.com Read More
WFC Market Today: Fed hopes lift stocks; AWS AI rollout; Prada-Versace deal Neutral gurufocus.com Read More
WFC First Look: Airbus trims targets, AWS AI, AEO hikes outlook Neutral gurufocus.com Read More
WFC Wells Fargo (WFC) Surpasses Market Returns: Some Facts Worth Knowing Neutral zacks.com Read More
Company Information

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.


CEO Charles W. Scharf
Employees 215367
Country US
IPO Date 1972-06-01
Exchange NYSE
Website https://www.wellsfargo.com
Sector Financial Services
Industry Banks - Diversified
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.