The Travelers Companies, Inc.
TRV Financial Services Insurance - Property & Casualty NYSE
$303.67
$-2.97 (-0.97%)
Open: $304.78 | High: $305.01 | Low: $300.82 | Prev Close: $306.64
Market Cap: $67.74B
Volume: 419K | Avg: 1.6M
Last updated: March 06, 2026 at 06:05 PMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 630
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 11.07 |
| P/B Ratio | 2.03 |
| P/S Ratio | 1.39 |
| EPS | $27.43 |
| Beta | 0.50 |
| Shares Outstanding | 223.06M |
| 52-Week High | $313.12 |
| 52-Week Low | $230.43 |
| SMA 50 | $291.11 |
| SMA 200 | $277.31 |
| Dividend Yield | 1.43% |
| Annual Dividend | $4.35 |
| Next Earnings | April 16, 2026 01:30 PM ET |
Financial Ratios
| Gross Margin | 36.9% |
| Operating Margin | 16.0% |
| Net Margin | 12.9% |
| ROE | 20.6% |
| ROA | 4.4% |
| Debt/Equity | 0.28 |
| Current Ratio | 0.00 |
| Quick Ratio | 0.00 |
Balance Sheet
| Total Assets | $143.71B |
| Total Liabilities | $110.81B |
| Total Equity | $32.89B |
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| Cash | $842.00M |
| Total Debt | $9.27B |
| Net Debt | $8.43B |
Income Statement
| Revenue | $48.83B |
| Gross Profit | $21.61B |
| Operating Income | $7.80B |
| Net Income | $6.29B |
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| EBITDA | $8.90B |
| Revenue/Share | $221.64 |
Cash Flow
| Operating CF | $10.61B |
| CapEx | N/A |
| Free Cash Flow | $10.61B |
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| Book Value/Share | $149.31 |
| Tangible Book/Share | $129.33 |
| Equity/Share | $149.31 |
Technical Indicators
| RSI (14) | 64.78 Neutral |
| MACD |
5.10
Signal: 5.43
|
| Volatility | 19.84% |
| Trading Signal | Bearish |
Performance & Returns
| 1 Year | +10.61% |
| Sharpe Ratio | 0.54 Fair |
| Volatility (Ann.) | 18.96% Low Risk |
| TRV (1Y) | +10.61% |
| S&P 500 (1Y) | +13.03% |
| Alpha (Excess Return) | -2.42% |
Sector Comparison (Financial Services)
| Metric | TRV | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 11.07 | 47.91 | 11% |
| P/B Ratio | 2.03 | 4.2 | 49% |
| ROE (%) | 20.58% | 19.70% | 69% |
| Net Margin (%) | 12.88% | 18.83% | 25% |
| Stock Score | 630 | 428.0 | 96% |
| 1Y Return (%) | +10.61 % | +7.96 % | 49% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TRV | $303.67 | $308.53 | $307.68 | $305.73 | $291.21 | $277.42 | 64.78 | 5.10 | 19.84% | 408620 | Weak Short | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the TRV stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| TRV | TRV Stock Up 4% YTD, Trades at 2.05X P/B: What Should Investors Know? | Neutral | zacks.com | Read More |
| TRV | Travelers Schedules Conference Call to Review First Quarter 2026 Results | Neutral | businesswire.com | Read More |
| TRV | Market Today: Oil Swings, Oracle Pops; Meta Buys Bot Network | Neutral | gurufocus.com | Read More |
| TRV | Victory Capital Management Inc. Sells 2,558 Shares of The Travelers Companies, Inc. $TRV | Neutral | defenseworld.net | Read More |
| TRV | First Trust Advisors LP Has $416.26 Million Holdings in The Travelers Companies, Inc. $TRV | Neutral | defenseworld.net | Read More |
Recent Insider Trading
No recent insider trading data available for TRV
Company Information
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
| CEO | Alan David Schnitzer |
| Employees | 34000 |
| Country | US |
| IPO Date | 1975-11-17 |
| Exchange | NYSE |
| Website | https://www.travelers.com |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
Similar Stocks (Financial Services - Insurance - Property & Casualty)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category