Truist Financial Corporation
TFC Financial Services Banks - Regional NYSE
$49.95
+$0.38 (+0.77%)
Open: $49.59 | High: $50.23 | Low: $49.59 | Prev Close: $49.57
Market Cap: $63.90B
Volume: 4.4M | Avg: 8.3M
Last updated: January 26, 2026 at 06:05 PMInvestment Rating
Neutral
Overall Score: 60/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 330
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 13.08 |
| P/B Ratio | 0.97 |
| P/S Ratio | 2.10 |
| EPS | $3.82 |
| Beta | 0.87 |
| Shares Outstanding | 1.28B |
| 52-Week High | $51.52 |
| 52-Week Low | $33.56 |
| SMA 50 | $48.44 |
| SMA 200 | $44.11 |
| Dividend Yield | 4.16% |
| Annual Dividend | $2.08 |
| Next Earnings | April 16, 2026 04:00 AM ET |
Financial Ratios
| Gross Margin | 62.2% |
| Operating Margin | 20.9% |
| Net Margin | 17.4% |
| ROE | 8.2% |
| ROA | 1.0% |
| Debt/Equity | 1.07 |
| Current Ratio | 0.87 |
| Quick Ratio | 0.87 |
Balance Sheet
| Total Assets | $547.54B |
| Total Liabilities | $482.35B |
| Total Equity | $65.19B |
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|
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| Cash | $36.38B |
| Total Debt | $69.80B |
| Net Debt | $33.42B |
Income Statement
| Revenue | $30.44B |
| Gross Profit | $18.94B |
| Operating Income | $6.35B |
| Net Income | $5.31B |
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|
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| EBITDA | $7.05B |
| Revenue/Share | $24.02 |
Cash Flow
| Operating CF | $2.16B |
| CapEx | N/A |
| Free Cash Flow | $2.16B |
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| Book Value/Share | $51.44 |
| Tangible Book/Share | $36.93 |
| Equity/Share | $51.44 |
Technical Indicators
| RSI (14) | 50.00 Neutral |
| MACD |
0.00
Signal: 0.00
|
| Volatility | 0.00% |
| Trading Signal | Neutral |
Performance & Returns
Insufficient historical data
Insufficient historical data (need 200+ days, have 0)Sector Comparison (Financial Services)
| Metric | TFC | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 13.08 | 53.72 | 13% |
| P/B Ratio | 0.97 | 2.12 | 8% |
| ROE (%) | 8.15% | 12.69% | 18% |
| Net Margin (%) | 17.44% | 18.44% | 48% |
| Stock Score | 330 | 393.0 | 2% |
Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TFC | $49.95 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 50.00 | 0.00 | 0.00% | 0 | Neutral | Mixed |
Candlestick Patterns
There wasn't any recognizable pattern for the TFC stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| TFC | Envestnet Portfolio Solutions Inc. Purchases 13,081 Shares of Truist Financial Corporation $TFC | Neutral | defenseworld.net | Read More |
| TFC | Truist Financial 2025 Earnings: Why The $10B Buyback Makes Me Skeptic | Neutral | seekingalpha.com | Read More |
| TFC | Truist Financial (TFC) Reports Q4 Earnings: What Key Metrics Have to Say | Neutral | zacks.com | Read More |
| TFC | Truist Financial Corporation (TFC) Tops Q4 Earnings Estimates | Neutral | zacks.com | Read More |
| TFC | TFC Q4 Earnings Beat Despite Y/Y Rise in Expenses, Stock Dips | Positive | zacks.com | Read More |
Recent Insider Trading
No recent insider trading data available for TFC
Company Information
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
| CEO | William Henry Rogers Jr. |
| Employees | 37529 |
| Country | US |
| IPO Date | 1980-03-18 |
| Exchange | NYSE |
| Website | https://www.truist.com |
| Sector | Financial Services |
| Industry | Banks - Regional |
Similar Stocks (Financial Services - Banks - Regional)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category