Raymond James Financial, Inc.

RJF Financial Services Financial - Capital Markets NYSE

$163.13

+$0.53 (+0.33%)

Open: $162.43 | High: $164.06 | Low: $161.87 | Prev Close: $162.60

Market Cap: $32.53B

Volume: 816K | Avg: 1.2M

Last updated: December 05, 2025 at 10:06 PM
Investment Rating
B+

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 4/5
80%
Buy
ROE Score 5/5
100%
Strong Buy
ROA Score 5/5
100%
Strong Buy
D/E Score 1/5
20%
Strong Sell
P/E Score 2/5
40%
Sell
P/B Score 1/5
20%
Strong Sell

Stock Score Analysis
E

Stock Score: 495

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 20
Financial Health 40
Growth 70
Market Sentiment 10
Risk 30
Lower is better
Valuation 25
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 15.82
P/B Ratio 2.60
P/S Ratio 2.07
EPS $10.31
Beta 1.01
Shares Outstanding 199.38M

Price Range & Moving Averages
52-Week High $177.66
52-Week Low $117.57
SMA 50 $161.70
SMA 200 $154.70

Dividend Information
Dividend Yield 1.23%
Annual Dividend $2.00

Earnings
Next Earnings January 28, 2026 09:00 PM ET
Financial Ratios
Margins
Gross Margin 99.6%
Operating Margin 20.2%
Net Margin 13.6%

Returns
ROE 17.5%
ROA 2.4%

Liquidity & Leverage
Debt/Equity 0.00
Current Ratio 0.00
Quick Ratio 0.00
Balance Sheet
Total Assets $88.23B
Total Liabilities $75.73B
Total Equity $12.50B

Cash $11.39B
Total Debt $4.41B
Net Debt $-6,978,000,000
Income Statement
Revenue $15.91B
Gross Profit $14.03B
Operating Income $4.56B
Net Income $2.13B

EBITDA $4.76B
Revenue/Share $79.14
Cash Flow
Operating CF $2.43B
CapEx $188.00M
Free Cash Flow $2.25B

Book Value/Share $504.98
Tangible Book/Share $495.70
Equity/Share $62.83
Technical Indicators
RSI (14) 52.58 Neutral
MACD
-1.05 Signal: -1.83
Volatility 22.62%
Trading Signal Bullish
Performance & Returns
Total Returns
1 Year +2.22%

Risk-Adjusted Returns
Sharpe Ratio 0.19 Fair
Volatility (Ann.) 27.99% Moderate

vs S&P 500 (SPY)
RJF (1Y) +2.22%
S&P 500 (1Y) +11.86%
Alpha (Excess Return) -9.64%
Sector Comparison (Financial Services)
Compared to 166 peers in Financial Services
Metric RJF Sector Avg Percentile
P/E Ratio 15.82 48.27 30%
P/B Ratio 2.6 3.94 61%
ROE (%) 17.47% 18.38% 62%
Net Margin (%) 13.56% 18.61% 36%
Stock Score 495 407.0 73%
1Y Return (%) +2.22% +6.26% 31%
Percentile: 0% = worst in sector, 100% = best in sector
Historical Price Analysis (Last 200 Days)
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
RJF $163.13 $157.88 $156.60 $155.85 $161.70 $154.70 52.58 -1.05 22.62% 1341398 Strong Long Bullish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the RJF stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
RJF Raymond James Announces $2B Share Repurchase Plan & 8% Dividend Hike Neutral zacks.com Read More
RJF Edgestream Partners L.P. Increases Stock Position in Raymond James Financial, Inc. $RJF Positive defenseworld.net Read More
RJF Raymond James Financial Raises Quarterly Dividends on Common Stock by 8% and Announces Quarterly Dividend on Preferred Stock; Announces Increased Common Stock Repurchase Authorization Positive globenewswire.com Read More
RJF Raymond James Announces Full Redemption of its Series B Preferred Stock and Related Depositary Shares Neutral globenewswire.com Read More
RJF Strategic Buyouts & Diverse Revenues Aid Raymond James Amid Cost Woes Neutral zacks.com Read More
Company Information

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party product partners, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; and securities borrowing and lending services. The Capital Markets segment provides investment banking services, including equity underwriting, debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. The Asset Management segment offers asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Raymond James Bank segment provides insured deposit accounts; commercial and industrial, commercial real estate (CRE) and CRE construction, tax-exempt, residential, securities-based, and other loans; and loan syndication services. The Other segment engages in the private equity investments, including various direct and third-party private equity investments; and legacy private equity funds. The company was founded in 1962 and is headquartered in St. Petersburg, Florida.


CEO Paul Marone Shoukry
Employees 19000
Country US
IPO Date 1983-07-01
Exchange NYSE
Website https://www.raymondjames.com
Sector Financial Services
Industry Financial - Capital Markets
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.