Regions Financial Corporation

RF Financial Services Banks - Regional NYSE

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$27.04

$-0.70 (-2.52%)

Open: $26.83 | High: $27.15 | Low: $26.50 | Prev Close: $27.74

Market Cap: $23.71B

Volume: 14.0M | Avg: 13.6M

Last updated: March 09, 2026 at 02:04 AM
Investment Rating
B+

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 4/5
80%
Buy
ROE Score 4/5
80%
Buy
ROA Score 3/5
60%
Neutral
D/E Score 3/5
60%
Neutral
P/E Score 3/5
60%
Neutral
P/B Score 2/5
40%
Sell

Stock Score Analysis
E

Stock Score: 477

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 30
Financial Health 65
Growth 0
Market Sentiment 10
Risk 30
Lower is better
Valuation 42
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 11.76
P/B Ratio 1.24
P/S Ratio 2.47
EPS $2.30
Beta 1.04
Shares Outstanding 876.88M

Price Range & Moving Averages
52-Week High $31.53
52-Week Low $17.74
SMA 50 $28.65
SMA 200 $25.90

Dividend Information
Dividend Yield 3.86%
Annual Dividend $1.05

Earnings
Next Earnings April 17, 2026 12:30 PM ET
Financial Ratios
Margins
Gross Margin 74.6%
Operating Margin 28.5%
Net Margin 22.4%

Returns
ROE 11.5%
ROA 1.4%

Liquidity & Leverage
Debt/Equity 0.26
Current Ratio 0.30
Quick Ratio 0.30
Balance Sheet
Total Assets $159.55B
Total Liabilities $140.45B
Total Equity $19.04B

Cash $10.91B
Total Debt $4.88B
Net Debt $-6,023,000,000
Income Statement
Revenue $9.61B
Gross Profit $7.17B
Operating Income $2.74B
Net Income $2.16B

EBITDA $2.81B
Revenue/Share $10.98
Cash Flow
Operating CF $2.18B
CapEx N/A
Free Cash Flow $2.18B

Book Value/Share $21.83
Tangible Book/Share $15.12
Equity/Share $21.76
Technical Indicators
RSI (14) 28.01 Oversold
MACD
-0.40 Signal: -0.08
Volatility 30.41%
Trading Signal Oversold
Performance & Returns
Total Returns
1 Year +19.96%

Risk-Adjusted Returns
Sharpe Ratio 0.89 Fair
Volatility (Ann.) 25.48% Moderate

vs S&P 500 (SPY)
RF (1Y) +19.96%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) +6.93%
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric RF Sector Avg Percentile
P/E Ratio 11.76 47.91 14%
P/B Ratio 1.24 4.22 22%
ROE (%) 11.45% 19.84% 31%
Net Margin (%) 22.44% 18.68% 77%
Stock Score 477 429.0 63%
1Y Return (%) +19.96 % +7.90 % 88%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
RF $27.04 $27.52 $27.97 $28.47 $28.62 $25.89 28.01 -0.40 30.41% 4598877 Strong Short Bearish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the RF stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
RF Value + Quality + Cash Flow Is King Neutral seekingalpha.com Read More
RF Regions Bank Taps Whitney Stewart Russell to Drive Innovation Across Consumer Products and Origination Partnerships Neutral businesswire.com Read More
RF Regions Financial Corporation (RF) Presents at RBC Capital Markets Global Financial Institutions Conference 2026 Transcript Neutral seekingalpha.com Read More
RF Regions Financial (RF) Could Be a Great Choice Neutral zacks.com Read More
RF Barclays PLC Raises Stock Position in Regions Financial Corporation $RF Neutral defenseworld.net Read More
Recent Insider Trading

No recent insider trading data available for RF

Company Information

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.


CEO John Turner Jr.
Employees 19644
Country US
IPO Date 1980-03-17
Exchange NYSE
Website https://www.regions.com
Sector Financial Services
Industry Banks - Regional
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.