PayPal Holdings, Inc.
PYPL Financial Services Financial - Credit Services NASDAQ
$46.97
$-0.67 (-1.40%)
Open: $47.20 | High: $47.73 | Low: $46.36 | Prev Close: $47.64
Market Cap: $43.95B
Volume: 15.9M | Avg: 23.5M
Last updated: March 09, 2026 at 02:04 AMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 625
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 8.80 |
| P/B Ratio | 2.16 |
| P/S Ratio | 1.32 |
| EPS | $5.34 |
| Beta | 1.46 |
| Shares Outstanding | 935.65M |
| 52-Week High | $79.50 |
| 52-Week Low | $38.46 |
| SMA 50 | $50.74 |
| SMA 200 | $64.34 |
| Dividend Yield | 1.19% |
| Annual Dividend | $0.56 |
| Next Earnings | May 05, 2026 01:30 PM ET |
Financial Ratios
| Gross Margin | 45.4% |
| Operating Margin | 18.7% |
| Net Margin | 15.7% |
| ROE | 25.9% |
| ROA | 6.5% |
| Debt/Equity | 0.49 |
| Current Ratio | 1.29 |
| Quick Ratio | 1.29 |
Balance Sheet
| Total Assets | $80.17B |
| Total Liabilities | $59.92B |
| Total Equity | $20.26B |
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| Cash | $8.05B |
| Total Debt | $9.99B |
| Net Debt | $1.94B |
Income Statement
| Revenue | $33.34B |
| Gross Profit | $15.68B |
| Operating Income | $6.57B |
| Net Income | $5.23B |
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| EBITDA | $7.70B |
| Revenue/Share | $35.72 |
Cash Flow
| Operating CF | $6.42B |
| CapEx | $852.00M |
| Free Cash Flow | $5.56B |
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| Book Value/Share | $21.76 |
| Tangible Book/Share | $9.86 |
| Equity/Share | $21.76 |
Technical Indicators
| RSI (14) | 72.35 Overbought |
| MACD |
-0.77
Signal: -1.85
|
| Volatility | 74.17% |
| Trading Signal | Overbought |
Performance & Returns
| 1 Year | -35.05% |
| Sharpe Ratio | -1.24 Poor |
| Volatility (Ann.) | 41.26% High Risk |
| PYPL (1Y) | -35.05% |
| S&P 500 (1Y) | +13.03% |
| Alpha (Excess Return) | -48.09% |
Sector Comparison (Financial Services)
| Metric | PYPL | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 8.8 | 47.93 | 5% |
| P/B Ratio | 2.16 | 4.2 | 54% |
| ROE (%) | 25.87% | 19.62% | 82% |
| Net Margin (%) | 15.74% | 18.79% | 43% |
| Stock Score | 625 | 428.0 | 95% |
| 1Y Return (%) | -35.05 % | +8.26 % | 1% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PYPL | $46.97 | $46.50 | $46.56 | $44.81 | $50.66 | $64.32 | 72.35 | -0.77 | 74.17% | 5399076 | Neutral | Mixed |
Candlestick Patterns
There wasn't any recognizable pattern for the PYPL stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| PYPL | ROSEN, A LEADING LAW FIRM, Encourages PayPal Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - PYPL | Neutral | newsfilecorp.com | Read More |
| PYPL | DEADLINE ALERT for PYPL, SMR, CORT, NAVN: Law Offices of Howard G. Smith Reminds Investors of Opportunity to Lead Securities Fraud Class Actions | Neutral | globenewswire.com | Read More |
| PYPL | PayPal Holdings (PYPL) Faces Securities Class Action Amid $9 Billion Market Cap Wipeout, CEO Departure -- Hagens Berman | Neutral | globenewswire.com | Read More |
| PYPL | PYPL Investors Have Opportunity to Lead PayPal Holdings, Inc. Securities Fraud Lawsuit with the Schall Law Firm | Neutral | globenewswire.com | Read More |
| PYPL | How To Buy PayPal Stock At A 30% Discount | Neutral | forbes.com | Read More |
Recent Insider Trading
No recent insider trading data available for PYPL
Company Information
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
| CEO | Jamie S. Miller |
| Employees | 24400 |
| Country | US |
| IPO Date | 2015-07-06 |
| Exchange | NASDAQ |
| Website | https://www.paypal.com |
| Sector | Financial Services |
| Industry | Financial - Credit Services |
Similar Stocks (Financial Services - Financial - Credit Services)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category