The PNC Financial Services Group, Inc.

PNC Financial Services Banks - Regional NYSE

$220.76

+$1.37 (+0.62%)

Open: $219.59 | High: $220.96 | Low: $219.23 | Prev Close: $219.39

Market Cap: $86.57B

Volume: 440K | Avg: 2.2M

Last updated: January 26, 2026 at 06:04 PM
Investment Rating
B+

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 4/5
80%
Buy
ROE Score 4/5
80%
Buy
ROA Score 3/5
60%
Neutral
D/E Score 2/5
40%
Sell
P/E Score 3/5
60%
Neutral
P/B Score 2/5
40%
Sell

Stock Score Analysis
E

Stock Score: 495

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 25
Financial Health 55
Growth 35
Market Sentiment 10
Risk 15
Lower is better
Valuation 55
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 13.31
P/B Ratio 1.44
P/S Ratio 2.76
EPS $16.59
Beta 0.99
Shares Outstanding 392.16M

Price Range & Moving Averages
52-Week High $227.78
52-Week Low $145.12
SMA 50 $204.45
SMA 200 $189.75

Dividend Information
Dividend Yield 3.04%
Annual Dividend $6.70

Earnings
Next Earnings April 15, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 71.7%
Operating Margin 27.1%
Net Margin 22.1%

Returns
ROE 11.9%
ROA 1.2%

Liquidity & Leverage
Debt/Equity 0.94
Current Ratio 0.81
Quick Ratio 0.81
Balance Sheet
Total Assets $573.57B
Total Liabilities $512.94B
Total Equity $60.59B

Cash $6.78B
Total Debt $57.10B
Net Debt $50.32B
Income Statement
Revenue $31.34B
Gross Profit $22.46B
Operating Income $8.49B
Net Income $6.94B

EBITDA $8.58B
Revenue/Share $79.55
Cash Flow
Operating CF $7.88B
CapEx N/A
Free Cash Flow $7.88B

Book Value/Share $153.90
Tangible Book/Share $116.80
Equity/Share $153.77
Technical Indicators
RSI (14) 50.00 Neutral
MACD
0.00 Signal: 0.00
Volatility 0.00%
Trading Signal Neutral
Performance & Returns

Insufficient historical data

Insufficient historical data (need 200+ days, have 0)
Sector Comparison (Financial Services)
Compared to 134 peers in Financial Services
Metric PNC Sector Avg Percentile
P/E Ratio 13.31 53.72 14%
P/B Ratio 1.44 2.11 26%
ROE (%) 11.88% 12.62% 40%
Net Margin (%) 22.13% 18.34% 76%
Stock Score 495 392.0 75%
Percentile: 0% = worst in sector, 100% = best in sector
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
PNC $220.76 $0.00 $0.00 $0.00 $0.00 $0.00 50.00 0.00 0.00% 0 Neutral Mixed
Candlestick Patterns

There wasn't any recognizable pattern for the PNC stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
PNC PNC CEO on Trump's proposal to cap credit card rates at 10% Neutral youtube.com Read More
PNC Why The PNC Financial Services Group, Inc (PNC) is a Great Dividend Stock Right Now Neutral zacks.com Read More
PNC Here's Why The PNC Financial Services Group, Inc (PNC) is a Strong Value Stock Neutral zacks.com Read More
PNC PNC vs. TW: Which Stock Is the Better Value Option? Neutral zacks.com Read More
PNC PNC Wealth Management Simplifies Investing With New Online Brokerage Account Opening Neutral prnewswire.com Read More
Recent Insider Trading

No recent insider trading data available for PNC

Company Information

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.


CEO William S. Demchak
Employees 53686
Country US
IPO Date 1975-11-17
Exchange NYSE
Website https://www.pnc.com
Sector Financial Services
Industry Banks - Regional
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.