The Progressive Corporation

PGR Financial Services Insurance - Property & Casualty NYSE

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$208.16

$-2.43 (-1.15%)

Open: $210.70 | High: $211.54 | Low: $207.52 | Prev Close: $210.58

Market Cap: $121.96B

Volume: 857K | Avg: 3.5M

Last updated: March 06, 2026 at 06:04 PM
Investment Rating
B

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 3/5
60%
Neutral
ROE Score 5/5
100%
Strong Buy
ROA Score 5/5
100%
Strong Buy
D/E Score 1/5
20%
Strong Sell
P/E Score 2/5
40%
Sell
P/B Score 1/5
20%
Strong Sell

Stock Score Analysis
D

Stock Score: 567

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 45
Financial Health 45
Growth 90
Market Sentiment 10
Risk 50
Lower is better
Valuation 27
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 10.82
P/B Ratio 26.82
P/S Ratio 1.53
EPS $19.24
Beta 0.29
Shares Outstanding 585.91M

Price Range & Moving Averages
52-Week High $292.99
52-Week Low $197.92
SMA 50 $210.33
SMA 200 $235.35

Dividend Information
Dividend Yield 6.68%
Annual Dividend $13.90

Earnings
Next Earnings April 15, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 30.8%
Operating Margin 16.1%
Net Margin 12.7%

Returns
ROE 40.0%
ROA 11.2%

Liquidity & Leverage
Debt/Equity 0.00
Current Ratio 0.00
Quick Ratio 0.00
Balance Sheet
Total Assets $91.06B
Total Liabilities $86.49B
Total Equity $4.57B

Cash N/A
Total Debt N/A
Net Debt N/A
Income Statement
Revenue $79.91B
Gross Profit $24.59B
Operating Income $12.83B
Net Income $10.16B

EBITDA $13.09B
Revenue/Share $135.85
Cash Flow
Operating CF $17.55B
CapEx $348.00M
Free Cash Flow $17.20B

Book Value/Share $7.76
Tangible Book/Share $7.76
Equity/Share $7.76
Technical Indicators
RSI (14) 55.21 Neutral
MACD
0.43 Signal: -0.40
Volatility 22.78%
Trading Signal Bullish
Performance & Returns
Total Returns
1 Year -27.78%

Risk-Adjusted Returns
Sharpe Ratio -1.79 Poor
Volatility (Ann.) 23.39% Moderate

vs S&P 500 (SPY)
PGR (1Y) -27.78%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) -40.82%
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric PGR Sector Avg Percentile
P/E Ratio 10.82 47.91 9%
P/B Ratio 26.82 3.82 97%
ROE (%) 40.02% 19.40% 91%
Net Margin (%) 12.72% 18.83% 23%
Stock Score 567 428.0 84%
1Y Return (%) -27.78 % +8.21 % 4%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
PGR $208.16 $210.72 $210.04 $207.40 $209.83 $234.93 55.21 0.43 22.78% 850430 Weak Short Bullish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the PGR stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
PGR 3 Dirt-Cheap Stocks to Buy With $1,000 Right Now Neutral fool.com Read More
PGR Looking to Insure Your Portfolio? Start With These 3 Stocks Neutral marketbeat.com Read More
PGR 14 Ideal 'Safer' Dividend Buys From 70 Mid-March Graham Value All-Stars (GVAS) Neutral seekingalpha.com Read More
PGR Diversify Advisory Services LLC Purchases 3,120 Shares of The Progressive Corporation $PGR Neutral defenseworld.net Read More
PGR Progressive: Moderating Growth But Intact Fundamentals Positive seekingalpha.com Read More
Recent Insider Trading

No recent insider trading data available for PGR

Company Information

The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, general liability, and other specialty property-casualty insurance products and related services in the United States. It operates in three segments: Personal Lines, Commercial Lines, and Property. The Personal Lines segment writes insurance for personal autos and recreational vehicles (RV). This segment's products include personal auto insurance; and special lines products, including insurance for motorcycles, ATVs, RVs, watercrafts, snowmobiles, and related products. The Commercial Lines segment provides auto-related primary liability and physical damage insurance, and business-related general liability and property insurance for autos, vans, pick-up trucks, and dump trucks used by small businesses; tractors, trailers, and straight trucks primarily used by regional general freight and expeditor-type businesses, and long-haul operators; dump trucks, log trucks, and garbage trucks used by dirt, sand and gravel, logging, and coal-type businesses; and tow trucks and wreckers used in towing services and gas/service station businesses; as well as non-fleet and airport taxis, and black-car services. The Property segment writes residential property insurance for homeowners, other property owners, and renters, as well as offers personal umbrella insurance, and primary and excess flood insurance. The company also offers policy issuance and claims adjusting services; and acts as an agent to homeowner general liability, workers' compensation insurance, and other products. In addition, it provides reinsurance services. The company sells its products through independent insurance agencies, as well as directly on Internet through mobile devices, and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.


CEO Susan Patricia Griffith
Employees 66308
Country US
IPO Date 1980-03-17
Exchange NYSE
Website https://www.progressive.com
Sector Financial Services
Industry Insurance - Property & Casualty
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.