M&T Bank Corporation

MTB Financial Services Banks - Regional NYSE

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$210.46

$-5.53 (-2.56%)

Open: $208.21 | High: $211.56 | Low: $206.92 | Prev Close: $215.99

Market Cap: $32.35B

Volume: 1.2M | Avg: 1.2M

Last updated: March 09, 2026 at 02:03 AM
Investment Rating
B+

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 5/5
100%
Strong Buy
ROE Score 3/5
60%
Neutral
ROA Score 3/5
60%
Neutral
D/E Score 3/5
60%
Neutral
P/E Score 2/5
40%
Sell
P/B Score 3/5
60%
Neutral

Stock Score Analysis
E

Stock Score: 475

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 25
Financial Health 65
Growth 0
Market Sentiment 10
Risk 30
Lower is better
Valuation 45
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 12.37
P/B Ratio 1.18
P/S Ratio 2.63
EPS $17.01
Beta 0.59
Shares Outstanding 153.69M

Price Range & Moving Averages
52-Week High $239.00
52-Week Low $150.75
SMA 50 $218.72
SMA 200 $198.24

Dividend Information
Dividend Yield 2.78%
Annual Dividend $5.85

Earnings
Next Earnings April 15, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 74.6%
Operating Margin 30.0%
Net Margin 23.2%

Returns
ROE 9.9%
ROA 1.3%

Liquidity & Leverage
Debt/Equity 0.45
Current Ratio 0.32
Quick Ratio 0.32
Balance Sheet
Total Assets $213.51B
Total Liabilities $184.33B
Total Equity $29.18B

Cash $18.77B
Total Debt $13.06B
Net Debt $-5,709,000,000
Income Statement
Revenue $12.31B
Gross Profit $9.19B
Operating Income $3.69B
Net Income $2.85B

EBITDA $3.96B
Revenue/Share $75.38
Cash Flow
Operating CF $3.00B
CapEx $143.00M
Free Cash Flow $2.86B

Book Value/Share $178.67
Tangible Book/Share $126.44
Equity/Share $178.67
Technical Indicators
RSI (14) 29.02 Oversold
MACD
-1.53 Signal: 0.69
Volatility 24.72%
Trading Signal Oversold
Performance & Returns
Total Returns
1 Year +12.34%

Risk-Adjusted Returns
Sharpe Ratio 0.64 Fair
Volatility (Ann.) 21.9% Moderate

vs S&P 500 (SPY)
MTB (1Y) +12.34%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) -0.69%
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric MTB Sector Avg Percentile
P/E Ratio 12.37 47.9 14%
P/B Ratio 1.18 4.22 17%
ROE (%) 9.88% 19.87% 20%
Net Margin (%) 23.16% 18.67% 80%
Stock Score 475 429.0 61%
1Y Return (%) +12.34 % +7.95 % 58%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
MTB $210.46 $216.28 $217.99 $221.33 $218.56 $198.20 29.02 -1.53 24.72% 253224 Strong Short Bearish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the MTB stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
MTB Why M&T Bank Corporation (MTB) is a Top Value Stock for the Long-Term Neutral zacks.com Read More
MTB M&T Bank Corporation (MTB) Presents at RBC Capital Markets Global Financial Institutions Conference 2026 Transcript Neutral seekingalpha.com Read More
MTB USB vs. MTB: Which Regional Bank Stock Has Better Growth Potential? Positive zacks.com Read More
MTB Fisher Asset Management LLC Increases Stock Position in M&T Bank Corporation $MTB Positive defenseworld.net Read More
MTB Macedonian Thrace Brewery: Dutch Court to Award MTB at Least EUR 83 Million in Damages Payable by Heineken for Its Illegal Conduct in Greece Neutral businesswire.com Read More
Recent Insider Trading

No recent insider trading data available for MTB

Company Information

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.


CEO Rene F. Jones
Employees 22291
Country US
IPO Date 1980-03-17
Exchange NYSE
Website https://www3.mtb.com
Sector Financial Services
Industry Banks - Regional
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.