Mastercard Incorporated
MA Financial Services Financial - Credit Services NYSE
$522.34
$-2.32 (-0.44%)
Open: $519.64 | High: $522.55 | Low: $512.20 | Prev Close: $524.66
Market Cap: $466.16B
Volume: 2.2M | Avg: 3.8M
Last updated: March 09, 2026 at 02:03 AMInvestment Rating
Neutral
Overall Score: 60/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 564
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 31.75 |
| P/B Ratio | 60.49 |
| P/S Ratio | 14.22 |
| EPS | $16.45 |
| Beta | 0.84 |
| Shares Outstanding | 892.44M |
| 52-Week High | $601.77 |
| 52-Week Low | $465.59 |
| SMA 50 | $541.69 |
| SMA 200 | $560.54 |
| Dividend Yield | 0.60% |
| Annual Dividend | $3.15 |
| Next Earnings | April 30, 2026 01:30 PM ET |
Financial Ratios
| Gross Margin | 83.4% |
| Operating Margin | 59.2% |
| Net Margin | 45.6% |
| ROE | 198.4% |
| ROA | 27.6% |
| Debt/Equity | 2.45 |
| Current Ratio | 1.03 |
| Quick Ratio | 1.03 |
Balance Sheet
| Total Assets | $54.16B |
| Total Liabilities | $46.41B |
| Total Equity | $7.74B |
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| Cash | $11.13B |
| Total Debt | $19.00B |
| Net Debt | $7.87B |
Income Statement
| Revenue | $32.79B |
| Gross Profit | $27.36B |
| Operating Income | $19.40B |
| Net Income | $14.97B |
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| EBITDA | $20.19B |
| Revenue/Share | $36.56 |
Cash Flow
| Operating CF | $17.40B |
| CapEx | $489.00M |
| Free Cash Flow | $16.91B |
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| Book Value/Share | $8.64 |
| Tangible Book/Share | $-8.21 |
| Equity/Share | $8.64 |
Technical Indicators
| RSI (14) | 49.14 Neutral |
| MACD |
-6.63
Signal: -7.89
|
| Volatility | 25.15% |
| Trading Signal | Bullish |
Performance & Returns
| 1 Year | -10.93% |
| Sharpe Ratio | -0.81 Poor |
| Volatility (Ann.) | 20.74% Moderate |
| MA (1Y) | -10.93% |
| S&P 500 (1Y) | +13.03% |
| Alpha (Excess Return) | -23.96% |
Sector Comparison (Financial Services)
| Metric | MA | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 31.75 | 47.76 | 84% |
| P/B Ratio | 60.49 | 3.29 | 99% |
| ROE (%) | 198.42% | 16.92% | 100% |
| Net Margin (%) | 45.65% | 18.32% | 95% |
| Stock Score | 564 | 428.0 | 81% |
| 1Y Return (%) | -10.93 % | +8.10 % | 8% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MA | $522.34 | $518.51 | $516.47 | $515.28 | $541.11 | $560.40 | 49.14 | -6.63 | 25.15% | 533922 | Strong Long | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the MA stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| MA | Visa vs. Mastercard: Which Stock Will Make You Richer? | Neutral | fool.com | Read More |
| MA | Mastercard's On-Chain Push: Collaboration Over Competition? | Neutral | zacks.com | Read More |
| MA | Mastercard Incorporated $MA Shares Sold by Arrowstreet Capital Limited Partnership | Neutral | defenseworld.net | Read More |
| MA | Visa Vs. Mastercard: Which Payment Giant Is The Better Buy Today? | Neutral | seekingalpha.com | Read More |
| MA | Mastercard's Virtual C-Suite Brings AI-Powered CFO to Small Firms | Neutral | zacks.com | Read More |
Recent Insider Trading
No recent insider trading data available for MA
Company Information
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
| CEO | Michael Miebach |
| Employees | 35300 |
| Country | US |
| IPO Date | 2006-05-25 |
| Exchange | NYSE |
| Website | https://www.mastercard.com |
| Sector | Financial Services |
| Industry | Financial - Credit Services |
Similar Stocks (Financial Services - Financial - Credit Services)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category