Humana Inc.

HUM Healthcare Medical - Healthcare Plans NYSE

$263.41

$-3.09 (-1.16%)

Open: $264.85 | High: $269.09 | Low: $261.47 | Prev Close: $266.50

Market Cap: $31.68B

Volume: 373K | Avg: 1.4M

Last updated: January 26, 2026 at 06:03 PM
Investment Rating
B

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 5/5
100%
Strong Buy
ROE Score 3/5
60%
Neutral
ROA Score 3/5
60%
Neutral
D/E Score 1/5
20%
Strong Sell
P/E Score 2/5
40%
Sell
P/B Score 3/5
60%
Neutral

Stock Score Analysis
E

Stock Score: 435

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 10
Financial Health 30
Growth 35
Market Sentiment 10
Risk 20
Lower is better
Valuation 30
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 24.64
P/B Ratio 1.71
P/S Ratio 0.25
EPS $10.69
Beta 0.46
Shares Outstanding 120.27M

Price Range & Moving Averages
52-Week High $315.35
52-Week Low $206.87
SMA 50 $256.74
SMA 200 $259.33

Dividend Information
Dividend Yield 1.34%
Annual Dividend $3.54

Earnings
Next Earnings February 11, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 100.0%
Operating Margin 1.3%
Net Margin 1.0%

Returns
ROE 7.3%
ROA 2.6%

Liquidity & Leverage
Debt/Equity 0.68
Current Ratio 0.00
Quick Ratio 0.00
Balance Sheet
Total Assets $46.48B
Total Liabilities $30.03B
Total Equity $16.38B

Cash $2.22B
Total Debt $11.14B
Net Debt $8.92B
Income Statement
Revenue $117.76B
Gross Profit $117.76B
Operating Income $1.72B
Net Income $1.21B

EBITDA $3.35B
Revenue/Share $1048.72
Cash Flow
Operating CF $2.97B
CapEx $575.00M
Free Cash Flow $2.39B

Book Value/Share $154.22
Tangible Book/Share $64.18
Equity/Share $153.72
Technical Indicators
RSI (14) 50.00 Neutral
MACD
0.00 Signal: 0.00
Volatility 0.00%
Trading Signal Neutral
Performance & Returns

Insufficient historical data

Insufficient historical data (need 200+ days, have 0)
Sector Comparison (Healthcare)
Compared to 45 peers in Healthcare
Metric HUM Sector Avg Percentile
P/E Ratio 24.64 35.53 41%
P/B Ratio 1.71 0.23 20%
ROE (%) 7.29% 14.33% 28%
Net Margin (%) 1.02% 9.84% 17%
Stock Score 435 469.0 30%
Percentile: 0% = worst in sector, 100% = best in sector
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
HUM $263.41 $0.00 $0.00 $0.00 $0.00 $0.00 50.00 0.00 0.00% 0 Neutral Mixed
Candlestick Patterns

There wasn't any recognizable pattern for the HUM stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
HUM Humana, UnitedHealth, and CVS Stocks Plunge After Medicare Rates Blow Neutral barrons.com Read More
HUM Why shares of UnitedHealth, Humana and others are tanking and taking the Dow with it Neutral marketwatch.com Read More
HUM Health insurers tumble after Trump administration proposes keeping Medicare Advantage rates flat next year Neutral cnbc.com Read More
HUM Trump Administration proposes keeping steady Medicare rates paid to insurers, WSJ reports Neutral reuters.com Read More
HUM Humana Launches $3 Million Scholarship Fund for Xavier Ochsner College of Medicine to Expand Physician Workforce in Louisiana Neutral businesswire.com Read More
Recent Insider Trading

No recent insider trading data available for HUM

Company Information

Humana Inc., together with its subsidiaries, operates as a health and well-being company in the United States. It operates through three segments: Retail, Group and Specialty, and Healthcare Services. The company offers medical and supplemental benefit plans to individuals. It also has a contract with Centers for Medicare and Medicaid Services to administer the Limited Income Newly Eligible Transition prescription drug plan program; and contracts with various states to provide Medicaid, dual eligible, and long-term support services benefits. In addition, the company provides commercial fully insured medical and specialty health insurance benefits comprising dental, vision, and other supplemental health benefits; and administrative services only products to individuals and employer groups, as well as military services, such as TRICARE T2017 East Region contract. Further, it offers pharmacy solutions, provider services, and home solutions services, such as home health and other services to its health plan members, as well as to third parties. As of December 31, 2021, the company had approximately 17 million members in medical benefit plans, as well as approximately 5 million members in specialty products. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.


CEO James A. Rechtin
Employees 65680
Country US
IPO Date 1981-12-31
Exchange NYSE
Website https://www.humana.com
Sector Healthcare
Industry Medical - Healthcare Plans
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.