The Hartford Financial Services Group, Inc.

HIG Financial Services Insurance - Diversified NYSE

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$139.25

$-0.43 (-0.31%)

Open: $138.88 | High: $139.36 | Low: $136.56 | Prev Close: $139.68

Market Cap: $38.84B

Volume: 1.1M | Avg: 1.6M

Last updated: March 09, 2026 at 02:02 AM
Investment Rating
A

Buy

Overall Score: 80/100


Rating Breakdown:
DCF Score 5/5
100%
Strong Buy
ROE Score 5/5
100%
Strong Buy
ROA Score 4/5
80%
Buy
D/E Score 3/5
60%
Neutral
P/E Score 3/5
60%
Neutral
P/B Score 2/5
40%
Sell

Stock Score Analysis
C

Stock Score: 640

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 35
Financial Health 85
Growth 70
Market Sentiment 20
Risk 50
Lower is better
Valuation 60
Momentum 20

Valuation Metrics
Valuation Ratios
P/E Ratio 10.49
P/B Ratio 2.04
P/S Ratio 1.37
EPS $13.28
Beta 0.52
Shares Outstanding 278.90M

Price Range & Moving Averages
52-Week High $144.50
52-Week Low $107.49
SMA 50 $137.46
SMA 200 $131.31

Dividend Information
Dividend Yield 1.72%
Annual Dividend $2.40

Earnings
Next Earnings April 23, 2026 09:00 PM ET
Financial Ratios
Margins
Gross Margin 46.2%
Operating Margin 16.8%
Net Margin 13.5%

Returns
ROE 21.4%
ROA 4.5%

Liquidity & Leverage
Debt/Equity 0.23
Current Ratio 17.65
Quick Ratio 17.65
Balance Sheet
Total Assets $86.00B
Total Liabilities $67.02B
Total Equity $18.98B

Cash $133.00M
Total Debt $4.37B
Net Debt $4.24B
Income Statement
Revenue $28.26B
Gross Profit $13.02B
Operating Income $4.76B
Net Income $3.84B

EBITDA $5.36B
Revenue/Share $101.84
Cash Flow
Operating CF $5.92B
CapEx $169.00M
Free Cash Flow $5.75B

Book Value/Share $68.20
Tangible Book/Share $59.30
Equity/Share $68.20
Technical Indicators
RSI (14) 42.31 Neutral
MACD
0.72 Signal: 1.21
Volatility 21.35%
Trading Signal Bearish
Performance & Returns
Total Returns
1 Year +5.76%

Risk-Adjusted Returns
Sharpe Ratio 0.17 Fair
Volatility (Ann.) 18.45% Low Risk

vs S&P 500 (SPY)
HIG (1Y) +5.76%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) -7.28%
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric HIG Sector Avg Percentile
P/E Ratio 10.49 47.92 9%
P/B Ratio 2.04 4.2 51%
ROE (%) 21.37% 19.69% 74%
Net Margin (%) 13.54% 18.82% 31%
Stock Score 640 428.0 98%
1Y Return (%) +5.76 % +7.99 % 41%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
HIG $139.25 $139.71 $139.97 $140.15 $137.18 $131.24 42.31 0.72 21.35% 227294 Strong Short Bearish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the HIG stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
HIG Barclays PLC Lowers Stake in The Hartford Insurance Group, Inc. $HIG Neutral defenseworld.net Read More
HIG First Trust Advisors LP Acquires 452,274 Shares of The Hartford Insurance Group, Inc. $HIG Neutral defenseworld.net Read More
HIG Elo Mutual Pension Insurance Co Acquires 5,457 Shares of The Hartford Insurance Group, Inc. $HIG Neutral defenseworld.net Read More
HIG Bahl & Gaynor Inc. Has $305.72 Million Stake in The Hartford Insurance Group, Inc. $HIG Neutral defenseworld.net Read More
HIG The Hartford Insurance Group, Inc. (NYSE:HIG) Receives Average Rating of “Moderate Buy” from Brokerages Neutral defenseworld.net Read More
Recent Insider Trading

No recent insider trading data available for HIG

Company Information

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.


CEO Christopher Jerome Swift
Employees 19100
Country US
IPO Date 1995-12-15
Exchange NYSE
Website https://www.thehartford.com
Sector Financial Services
Industry Insurance - Diversified
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.