Corpay, Inc.

CPAY Technology Software - Infrastructure NYSE

$324.86

+$4.34 (+1.35%)

Open: $328.62 | High: $328.62 | Low: $324.00 | Prev Close: $320.52

Market Cap: $22.73B

Volume: 132K | Avg: 632K

Last updated: January 26, 2026 at 06:01 PM
Investment Rating
B+

Neutral

Overall Score: 60/100


Rating Breakdown:
DCF Score 5/5
100%
Strong Buy
ROE Score 5/5
100%
Strong Buy
ROA Score 3/5
60%
Neutral
D/E Score 1/5
20%
Strong Sell
P/E Score 3/5
60%
Neutral
P/B Score 2/5
40%
Sell

Stock Score Analysis
E

Stock Score: 330

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 0
Financial Health 30
Growth 0
Market Sentiment 0
Risk 0
Lower is better
Valuation 0
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 22.08
P/B Ratio 5.60
P/S Ratio 5.27
EPS $14.71
Beta 0.84
Shares Outstanding 69.96M

Price Range & Moving Averages
52-Week High $400.81
52-Week Low $252.84
SMA 50 $305.50
SMA 200 $312.09

Earnings
Next Earnings February 04, 2026 09:00 PM ET
Financial Ratios
Margins
Gross Margin 76.1%
Operating Margin 44.5%
Net Margin 24.4%

Returns
ROE 28.8%
ROA 5.3%

Liquidity & Leverage
Debt/Equity 1.99
Current Ratio 1.13
Quick Ratio 1.13
Balance Sheet
Total Assets $17.96B
Total Liabilities $14.81B
Total Equity $3.12B

Cash $1.55B
Total Debt $8.00B
Net Debt $6.44B
Income Statement
Revenue $3.97B
Gross Profit $3.11B
Operating Income $1.79B
Net Income $1.00B

EBITDA $2.12B
Revenue/Share $61.36
Cash Flow
Operating CF $1.94B
CapEx $175.18M
Free Cash Flow $1.77B

Book Value/Share $58.58
Tangible Book/Share $-64.41
Equity/Share $57.96
Technical Indicators
RSI (14) 50.00 Neutral
MACD
0.00 Signal: 0.00
Volatility 0.00%
Trading Signal Neutral
Performance & Returns

Insufficient historical data

Insufficient historical data (need 200+ days, have 0)
Sector Comparison (Technology)
Compared to 67 peers in Technology
Metric CPAY Sector Avg Percentile
P/E Ratio 22.08 27.11 25%
P/B Ratio 5.6 -5.25 37%
ROE (%) 28.84% 20.11% 66%
Net Margin (%) 24.37% 16.20% 76%
Stock Score 330 471.0 2%
Percentile: 0% = worst in sector, 100% = best in sector
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
CPAY $324.86 $0.00 $0.00 $0.00 $0.00 $0.00 50.00 0.00 0.00% 0 Neutral Mixed
Candlestick Patterns

There wasn't any recognizable pattern for the CPAY stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
CPAY Corpay Appoints European Operating Executive David Bunch to its Board of Directors Neutral businesswire.com Read More
CPAY Corpay to Announce Fourth Quarter and Full Year 2025 Results on February 4, 2026 Neutral businesswire.com Read More
CPAY Dynasty Wealth Management LLC Has $1.09 Million Stake in Corpay, Inc. $CPAY Neutral defenseworld.net Read More
CPAY Anchor Capital Advisors LLC Increases Stake in Corpay, Inc. $CPAY Positive defenseworld.net Read More
CPAY Corpay, Inc. $CPAY Shares Sold by BloombergSen Inc. Neutral defenseworld.net Read More
Recent Insider Trading
Date Insider Position Transaction Shares Price Value
2025-12-31 Vickery Alissa B officer: Chief Accounting Officer SELL 171 $305.10 $52172
2025-12-12 Stull Steven T director BUY 8000 $314.98 $2519840
Showing last 10 insider transactions. Green badges indicate purchases (bullish signal), red badges indicate sales.
Company Information

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.


CEO Ronald F. Clarke
Employees 11200
Country US
IPO Date 2010-12-15
Exchange NYSE
Website https://www.corpay.com
Sector Technology
Industry Software - Infrastructure
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.