Capital One Financial Corporation
COF Financial Services Financial - Credit Services NYSE
$219.81
+$2.51 (+1.16%)
Open: $217.87 | High: $220.77 | Low: $216.53 | Prev Close: $217.30
Market Cap: $139.74B
Volume: 3.2M | Avg: 4.3M
Last updated: January 26, 2026 at 06:01 PMInvestment Rating
Sell
Overall Score: 40/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 440
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 65.23 |
| P/B Ratio | 1.04 |
| P/S Ratio | 2.02 |
| EPS | $3.37 |
| Beta | 1.13 |
| Shares Outstanding | 635.73M |
| 52-Week High | $259.64 |
| 52-Week Low | $143.22 |
| SMA 50 | $231.72 |
| SMA 200 | $213.00 |
| Dividend Yield | 1.18% |
| Annual Dividend | $2.60 |
| Next Earnings | April 21, 2026 09:00 PM ET |
Financial Ratios
| Gross Margin | 47.3% |
| Operating Margin | 3.3% |
| Net Margin | 3.5% |
| ROE | 2.8% |
| ROA | 0.4% |
| Debt/Equity | 0.45 |
| Current Ratio | 0.13 |
| Quick Ratio | 0.13 |
Balance Sheet
| Total Assets | $490.14B |
| Total Liabilities | $429.36B |
| Total Equity | $60.78B |
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| Cash | $43.23B |
| Total Debt | $45.55B |
| Net Debt | $2.32B |
Income Statement
| Revenue | $69.25B |
| Gross Profit | $32.78B |
| Operating Income | $2.28B |
| Net Income | $2.45B |
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| EBITDA | $2.28B |
| Revenue/Share | $128.08 |
Cash Flow
| Operating CF | $18.16B |
| CapEx | $1.20B |
| Free Cash Flow | $16.95B |
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| Book Value/Share | $210.49 |
| Tangible Book/Share | $125.59 |
| Equity/Share | $210.49 |
Technical Indicators
| RSI (14) | 50.00 Neutral |
| MACD |
0.00
Signal: 0.00
|
| Volatility | 0.00% |
| Trading Signal | Neutral |
Performance & Returns
Insufficient historical data
Insufficient historical data (need 200+ days, have 0)Sector Comparison (Financial Services)
| Metric | COF | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 65.23 | 53.29 | 98% |
| P/B Ratio | 1.04 | 2.11 | 16% |
| ROE (%) | 2.81% | 12.80% | 4% |
| Net Margin (%) | 3.54% | 18.72% | 4% |
| Stock Score | 440 | 392.0 | 69% |
Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| COF | $219.81 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 50.00 | 0.00 | 0.00% | 0 | Neutral | Mixed |
Candlestick Patterns
There wasn't any recognizable pattern for the COF stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| COF | PNC CEO on Trump's proposal to cap credit card rates at 10% | Neutral | youtube.com | Read More |
| COF | Capital One Financial: A Strong Buy After The Selloff | Neutral | seekingalpha.com | Read More |
| COF | Big Take: Banks Say Trump's Credit Card Cap Won't Work | Neutral | youtube.com | Read More |
| COF | Elizabeth Warren Slams CFPB For Ignoring Trump's Credit Card Reforms, Warns Americans Could Lose $10 Billion A Year | Neutral | feeds.benzinga.com | Read More |
| COF | B. Riley Wealth Advisors Inc. Has $7.80 Million Stock Position in Capital One Financial Corporation $COF | Neutral | defenseworld.net | Read More |
Recent Insider Trading
No recent insider trading data available for COF
Company Information
Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
| CEO | Richard D. Fairbank |
| Employees | 53900 |
| Country | US |
| IPO Date | 1994-11-16 |
| Exchange | NYSE |
| Website | https://www.capitalone.com |
| Sector | Financial Services |
| Industry | Financial - Credit Services |
Similar Stocks (Financial Services - Financial - Credit Services)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category