Capital One Financial Corporation

COF Financial Services Financial - Credit Services NYSE

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$187.71

$-6.56 (-3.38%)

Open: $188.00 | High: $188.39 | Low: $184.30 | Prev Close: $194.27

Market Cap: $116.74B

Volume: 5.7M | Avg: 5.1M

Last updated: March 09, 2026 at 02:01 AM
Investment Rating
C+

Sell

Overall Score: 40/100

Rating Breakdown:
DCF Score 5/5
100%
Strong Buy
ROE Score 2/5
40%
Sell
ROA Score 2/5
40%
Sell
D/E Score 1/5
20%
Strong Sell
P/E Score 1/5
20%
Strong Sell
P/B Score 2/5
40%
Sell
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Stock Score Analysis
E

Stock Score: 460

Comprehensive Quality Assessment

Component Breakdown:
Efficiency 5
Financial Health 20
Growth 50
Market Sentiment 10
Risk 30
Lower is better
Valuation 45
Momentum 0
View Full Stock Score Dashboard
Valuation Metrics
Valuation Ratios
P/E Ratio 55.87
P/B Ratio 0.89
P/S Ratio 1.69
EPS $3.36
Beta 1.14
Shares Outstanding 621.93M
Price Range & Moving Averages
52-Week High $259.64
52-Week Low $143.22
SMA 50 $222.98
SMA 200 $217.24
Dividend Information
Dividend Yield 1.49%
Annual Dividend $2.80
Earnings
Next Earnings April 21, 2026 08:00 PM ET
Financial Ratios
Margins
Gross Margin 47.3%
Operating Margin 3.3%
Net Margin 3.5%
Returns
ROE 2.4%
ROA 0.4%
Liquidity & Leverage
Debt/Equity 0.45
Current Ratio 0.15
Quick Ratio 0.15
Balance Sheet
Total Assets $669.01B
Total Liabilities $555.39B
Total Equity $113.62B
Cash $57.43B
Total Debt $51.00B
Net Debt $-6,434,000,000
Income Statement
Revenue $69.25B
Gross Profit $32.78B
Operating Income $2.28B
Net Income $2.45B
EBITDA $7.54B
Revenue/Share $128.08
Cash Flow
Operating CF $27.72B
CapEx $1.58B
Free Cash Flow $26.14B
Book Value/Share $210.13
Tangible Book/Share $126.74
Equity/Share $210.13
Technical Indicators
RSI (14) 36.64 Neutral
MACD
-8.58 Signal: -7.97
Volatility 46.48%
Trading Signal Bearish
Performance & Returns
Total Returns
1 Year -4.91%
Risk-Adjusted Returns
Sharpe Ratio -0.15 Poor
Volatility (Ann.) 31.74% Moderate
vs S&P 500 (SPY)
COF (1Y) -4.91%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) -17.95%
Risk-free rate: 4.5% (3-month US Treasury) • Based on 199 trading days
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric COF Sector Avg Percentile
P/E Ratio 55.87 47.59 98%
P/B Ratio 0.89 4.22 3%
ROE (%) 2.44% 19.98% 3%
Net Margin (%) 3.54% 18.98% 2%
Stock Score 460 429.0 60%
1Y Return (%) -4.91 % +8.06 % 14%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)

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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
COF $187.71 $192.75 $196.52 $198.42 $223.06 $217.26 36.64 -8.58 46.48% 1384501 Strong Short Bearish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the COF stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
COF Capital One: A Strong Contender in the Banking Sector? Neutral fool.com Read More
COF Here's How Capital One Financial Beats The Market From Here Neutral fool.com Read More
COF Capital One Financial Corporation $COF Shares Sold by Capital Group Private Client Services Inc. Neutral defenseworld.net Read More
COF Capital One Financial Corporation $COF Shares Sold by Clarkston Capital Partners LLC Neutral defenseworld.net Read More
COF Capital One Financial Corporation (NYSE:COF) Given Average Recommendation of “Moderate Buy” by Analysts Neutral defenseworld.net Read More
Recent Insider Trading

No recent insider trading data available for COF

Company Information

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

CEO Richard D. Fairbank
Employees 53900
Country US
IPO Date 1994-11-16
Exchange NYSE
Website https://www.capitalone.com
Sector Financial Services
Industry Financial - Credit Services
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.

Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.