Cincinnati Financial Corporation
CINF Financial Services Insurance - Property & Casualty NASDAQ
$165.39
$-0.95 (-0.57%)
Open: $164.67 | High: $165.59 | Low: $162.27 | Prev Close: $166.34
Market Cap: $25.80B
Volume: 726K | Avg: 691K
Last updated: March 09, 2026 at 02:01 AMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 695
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 10.90 |
| P/B Ratio | 1.64 |
| P/S Ratio | 2.04 |
| EPS | $15.17 |
| Beta | 0.64 |
| Shares Outstanding | 156.02M |
| 52-Week High | $174.27 |
| 52-Week Low | $123.02 |
| SMA 50 | $163.63 |
| SMA 200 | $157.05 |
| Dividend Yield | 2.10% |
| Annual Dividend | $3.48 |
| Next Earnings | April 27, 2026 09:00 PM ET |
Financial Ratios
| Gross Margin | 47.4% |
| Operating Margin | 23.6% |
| Net Margin | 19.0% |
| ROE | 16.1% |
| ROA | 5.8% |
| Debt/Equity | 0.06 |
| Current Ratio | 1.66 |
| Quick Ratio | 1.66 |
Balance Sheet
| Total Assets | $41.00B |
| Total Liabilities | $25.09B |
| Total Equity | $15.91B |
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| Cash | $1.43B |
| Total Debt | $886.00M |
| Net Debt | $-545,000,000 |
Income Statement
| Revenue | $12.63B |
| Gross Profit | $6.33B |
| Operating Income | $2.98B |
| Net Income | $2.39B |
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| EBITDA | $3.20B |
| Revenue/Share | $80.03 |
Cash Flow
| Operating CF | $3.11B |
| CapEx | $20.00M |
| Free Cash Flow | $3.09B |
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| Book Value/Share | $100.86 |
| Tangible Book/Share | $100.48 |
| Equity/Share | $100.86 |
Technical Indicators
| RSI (14) | 51.27 Neutral |
| MACD |
0.58
Signal: 0.34
|
| Volatility | 29.38% |
| Trading Signal | Bullish |
Performance & Returns
| 1 Year | +9.57% |
| Sharpe Ratio | 0.4 Fair |
| Volatility (Ann.) | 20.98% Moderate |
| CINF (1Y) | +9.57% |
| S&P 500 (1Y) | +13.03% |
| Alpha (Excess Return) | -3.47% |
Sector Comparison (Financial Services)
| Metric | CINF | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 10.9 | 47.91 | 10% |
| P/B Ratio | 1.64 | 4.21 | 32% |
| ROE (%) | 16.13% | 19.77% | 59% |
| Net Margin (%) | 18.95% | 18.74% | 62% |
| Stock Score | 695 | 427.0 | 99% |
| 1Y Return (%) | +9.57 % | +7.97 % | 45% |
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CINF | $165.39 | $165.98 | $164.83 | $163.62 | $163.24 | $156.95 | 51.27 | 0.58 | 29.38% | 100909 | Weak Short | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the CINF stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| CINF | Cincinnati Financial (CINF) Up 1% Since Last Earnings Report: Can It Continue? | Neutral | zacks.com | Read More |
| CINF | Cincinnati Financial Outperforms Industry in YTD: Time to Hold? | Neutral | zacks.com | Read More |
| CINF | Here's Why Cincinnati Financial (CINF) is a Strong Momentum Stock | Neutral | zacks.com | Read More |
| CINF | These Dividend Stocks Are Almost Guaranteed to Keep Raising Their Payouts | Neutral | 247wallst.com | Read More |
| CINF | Here's Why Cincinnati Financial (CINF) is a Strong Value Stock | Neutral | zacks.com | Read More |
Recent Insider Trading
No recent insider trading data available for CINF
Company Information
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
| CEO | Stephen Michael Spray |
| Employees | 5624 |
| Country | US |
| IPO Date | 1980-03-17 |
| Exchange | NASDAQ |
| Website | https://www.cinfin.com |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
Similar Stocks (Financial Services - Insurance - Property & Casualty)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category