Bank of America Corporation

BAC Financial Services Banks - Diversified NYSE

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$48.43

$-1.10 (-2.22%)

Open: $48.55 | High: $48.55 | Low: $47.62 | Prev Close: $49.53

Market Cap: $353.66B

Volume: 23.9M | Avg: 40.3M

Last updated: March 06, 2026 at 08:00 PM
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Investment Rating
C+

Sell

Overall Score: 40/100


Rating Breakdown:
DCF Score 1/5
20%
Strong Sell
ROE Score 3/5
60%
Neutral
ROA Score 3/5
60%
Neutral
D/E Score 2/5
40%
Sell
P/E Score 2/5
40%
Sell
P/B Score 2/5
40%
Sell

Stock Score Analysis
E

Stock Score: 485

Comprehensive Quality Assessment


Component Breakdown:
Efficiency 25
Financial Health 65
Growth 35
Market Sentiment 0
Risk 15
Lower is better
Valuation 45
Momentum 0

Valuation Metrics
Valuation Ratios
P/E Ratio 12.71
P/B Ratio 1.18
P/S Ratio 1.87
EPS $3.81
Beta 1.26
Shares Outstanding 7.30B

Price Range & Moving Averages
52-Week High $57.55
52-Week Low $33.07
SMA 50 $53.58
SMA 200 $50.49

Dividend Information
Dividend Yield 2.23%
Annual Dividend $1.08

Earnings
Next Earnings April 15, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 55.4%
Operating Margin 18.5%
Net Margin 16.2%

Returns
ROE 10.2%
ROA 0.9%

Liquidity & Leverage
Debt/Equity 1.21
Current Ratio 0.42
Quick Ratio 0.42
Balance Sheet
Total Assets $3410.39B
Total Liabilities $3107.15B
Total Equity $303.24B

Cash $231.84B
Total Debt $365.90B
Net Debt $134.06B
Income Statement
Revenue $188.75B
Gross Profit $104.61B
Operating Income $34.88B
Net Income $30.63B

EBITDA $36.61B
Revenue/Share $25.63
Cash Flow
Operating CF $12.61B
CapEx N/A
Free Cash Flow $12.61B

Book Value/Share $41.17
Tangible Book/Share $31.80
Equity/Share $41.17
Technical Indicators
RSI (14) 29.64 Oversold
MACD
-1.16 Signal: -0.74
Volatility 31.95%
Trading Signal Oversold
Performance & Returns
Total Returns
1 Year +9.13%

Risk-Adjusted Returns
Sharpe Ratio 0.37 Fair
Volatility (Ann.) 22.15% Moderate

vs S&P 500 (SPY)
BAC (1Y) +9.13%
S&P 500 (1Y) +13.03%
Alpha (Excess Return) -3.91%
Sector Comparison (Financial Services)
Compared to 157 peers in Financial Services
Metric BAC Sector Avg Percentile
P/E Ratio 12.71 47.9 16%
P/B Ratio 1.18 4.22 15%
ROE (%) 10.19% 19.86% 23%
Net Margin (%) 16.23% 18.78% 45%
Stock Score 485 429.0 63%
1Y Return (%) +9.13 % +7.97 % 44%
Percentile: 0% = worst in sector, 100% = best in sector
📊 Historical Price Analysis (Last 200 Days)
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Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
BAC $48.43 $50.01 $50.43 $51.32 $53.63 $50.44 29.64 -1.16 31.95% 23930230 Strong Short Bearish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the BAC stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
BAC A BofA strategist sees parallels between European Central Bank rate-hike expectations and the global financial crisis Neutral marketwatch.com Read More
BAC Warren Buffett Wrapped Up His Illustrious Investing Career by Selling 50% of His Bank of America Stake and Piling Around $1.2 Billion Into This Scorching-Hot Oil Stock Neutral fool.com Read More
BAC Bank of America (BAC) Declines More Than Market: Some Information for Investors Negative zacks.com Read More
BAC Bank of America Declares Preferred Stock Dividends Payable in April and May 2026 Neutral prnewswire.com Read More
BAC 8 Attractive Dividend Stocks For Global Diversification: One Yields More Than 6% Neutral seekingalpha.com Read More
Recent Insider Trading

No recent insider trading data available for BAC

Company Information

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.


CEO Brian Thomas Moynihan
Employees 213000
Country US
IPO Date 1973-02-21
Exchange NYSE
Website https://www.bankofamerica.com
Sector Financial Services
Industry Banks - Diversified
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.


Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.