Bank of America Corporation
BAC Financial Services Banks - Diversified NYSE
$53.95
$-0.21 (-0.38%)
Open: $53.93 | High: $54.83 | Low: $53.74 | Prev Close: $54.16
Market Cap: $393.97B
Volume: 34.0M | Avg: 37.8M
Last updated: December 05, 2025 at 10:00 PMInvestment Rating
Neutral
Overall Score: 60/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 465
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 14.74 |
| P/B Ratio | 1.32 |
| P/S Ratio | 2.09 |
| EPS | $3.66 |
| Beta | 1.30 |
| Shares Outstanding | 7.30B |
| 52-Week High | $54.83 |
| 52-Week Low | $33.07 |
| SMA 50 | $52.04 |
| SMA 200 | $46.58 |
| Dividend Yield | 2.48% |
| Annual Dividend | $1.34 |
| Next Earnings | January 14, 2026 01:30 PM ET |
Financial Ratios
| Gross Margin | 53.7% |
| Operating Margin | 17.1% |
| Net Margin | 15.7% |
| ROE | 9.9% |
| ROA | 0.9% |
| Debt/Equity | 2.33 |
| Current Ratio | 0.41 |
| Quick Ratio | 0.41 |
Balance Sheet
| Total Assets | $3261.52B |
| Total Liabilities | $2965.96B |
| Total Equity | $295.56B |
| Cash | $296.49B |
| Total Debt | $658.43B |
| Net Debt | $361.94B |
Income Statement
| Revenue | $192.43B |
| Gross Profit | $96.07B |
| Operating Income | $29.25B |
| Net Income | $27.13B |
| EBITDA | $31.44B |
| Revenue/Share | $25.29 |
Cash Flow
| Operating CF | $-8,805,000,000 |
| CapEx | N/A |
| Free Cash Flow | $-8,805,000,000 |
| Book Value/Share | $40.74 |
| Tangible Book/Share | $31.49 |
| Equity/Share | $40.74 |
Technical Indicators
| RSI (14) | 59.60 Neutral |
| MACD |
0.45
Signal: 0.30
|
| Volatility | 17.63% |
| Trading Signal | Bullish |
Performance & Returns
| 1 Year | +19.09% |
| Sharpe Ratio | 0.81 Fair |
| Volatility (Ann.) | 28.67% Moderate |
| BAC (1Y) | +19.09% |
| S&P 500 (1Y) | +11.86% |
| Alpha (Excess Return) | +7.23% |
Sector Comparison (Financial Services)
| Metric | BAC | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 14.74 | 48.28 | 21% |
| P/B Ratio | 1.32 | 3.96 | 26% |
| ROE (%) | 9.92% | 18.49% | 23% |
| Net Margin (%) | 15.70% | 18.58% | 45% |
| Stock Score | 465 | 407.0 | 67% |
| 1Y Return (%) | +19.09% | +6.15% | 86% |
Historical Price Analysis (Last 200 Days)
Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BAC | $53.95 | $53.73 | $53.47 | $52.76 | $52.08 | $46.62 | 59.60 | 0.45 | 17.63% | 33596255 | Strong Long | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the BAC stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| BAC | Bank of America expands crypto access for wealth management clients | Neutral | reuters.com | Read More |
| BAC | Is Bank of America (BAC) Stock Outpacing Its Finance Peers This Year? | Neutral | zacks.com | Read More |
| BAC | Wall Street Bulls Look Optimistic About Bank of America (BAC): Should You Buy? | Neutral | zacks.com | Read More |
| BAC | Bank of America Corporation (BAC) Is a Trending Stock: Facts to Know Before Betting on It | Neutral | zacks.com | Read More |
| BAC | BAC Opens Door to Crypto in Managed Portfolios: What Does This Mean? | Neutral | zacks.com | Read More |
Company Information
Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.
| CEO | Brian Thomas Moynihan |
| Employees | 213000 |
| Country | US |
| IPO Date | 1973-02-21 |
| Exchange | NYSE |
| Website | https://www.bankofamerica.com |
| Sector | Financial Services |
| Industry | Banks - Diversified |
Similar Stocks (Financial Services - Banks - Diversified)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category