American Express Company

AXP Financial Services Financial - Credit Services NYSE

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$370.35

$-0.80 (-0.22%)

Open: $369.45 | High: $374.88 | Low: $369.06 | Prev Close: $371.15

Market Cap: $258.41B

Volume: 1.5M | Avg: 2.6M

Last updated: December 05, 2025 at 10:00 PM
Investment Rating
B+

Neutral

Overall Score: 60/100

Rating Breakdown:
DCF Score 4/5
80%
Buy
ROE Score 5/5
100%
Strong Buy
ROA Score 5/5
100%
Strong Buy
D/E Score 1/5
20%
Strong Sell
P/E Score 2/5
40%
Sell
P/B Score 1/5
20%
Strong Sell
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Stock Score Analysis
E

Stock Score: 495

Comprehensive Quality Assessment

Component Breakdown:
Efficiency 25
Financial Health 40
Growth 100
Market Sentiment 10
Risk 5
Lower is better
Valuation 15
Momentum 0
View Full Stock Score Dashboard
Valuation Metrics
Valuation Ratios
P/E Ratio 24.91
P/B Ratio 7.91
P/S Ratio 3.29
EPS $14.87
Beta 1.15
Shares Outstanding 697.75M
Price Range & Moving Averages
52-Week High $377.23
52-Week Low $220.43
SMA 50 $349.65
SMA 200 $308.51
Dividend Information
Dividend Yield 0.85%
Annual Dividend $3.16
Earnings
Next Earnings January 23, 2026 01:30 PM ET
Financial Ratios
Margins
Gross Margin 83.0%
Operating Margin 17.1%
Net Margin 13.4%
Returns
ROE 33.4%
ROA 3.5%
Liquidity & Leverage
Debt/Equity 1.83
Current Ratio 0.33
Quick Ratio 0.33
Balance Sheet
Total Assets $271.46B
Total Liabilities $241.20B
Total Equity $30.26B
Cash $40.55B
Total Debt $51.09B
Net Debt $10.54B
Income Statement
Revenue $74.20B
Gross Profit $60.76B
Operating Income $12.89B
Net Income $10.13B
EBITDA $14.57B
Revenue/Share $113.64
Cash Flow
Operating CF $14.05B
CapEx $1.91B
Free Cash Flow $12.14B
Book Value/Share $46.85
Tangible Book/Share $46.85
Equity/Share $46.85
Technical Indicators
RSI (14) 54.85 Neutral
MACD
3.94 Signal: 3.09
Volatility 21.84%
Trading Signal Bullish
Performance & Returns
Total Returns
1 Year +19.5%
Risk-Adjusted Returns
Sharpe Ratio 0.78 Fair
Volatility (Ann.) 33.72% Moderate
vs S&P 500 (SPY)
AXP (1Y) +19.5%
S&P 500 (1Y) +11.86%
Alpha (Excess Return) +7.64%
Risk-free rate: 4.5% (3-month US Treasury) • Based on 199 trading days
Sector Comparison (Financial Services)
Compared to 166 peers in Financial Services
Metric AXP Sector Avg Percentile
P/E Ratio 24.91 48.21 65%
P/B Ratio 7.91 3.86 90%
ROE (%) 33.41% 18.15% 88%
Net Margin (%) 13.40% 18.62% 33%
Stock Score 495 407.0 73%
1Y Return (%) +19.50% +6.15% 87%
Percentile: 0% = worst in sector, 100% = best in sector
Historical Price Analysis (Last 200 Days)
Technical Analysis
Ticker Close SMA 5 SMA 8 SMA 13 SMA 50 SMA 200 RSI (14) MACD Volatility (%) Volume Signal SMA Decision
AXP $370.35 $365.11 $363.51 $356.26 $349.65 $308.51 54.85 3.94 21.84% 2027332 Strong Long Bullish Stack
Candlestick Patterns

There wasn't any recognizable pattern for the AXP stock

News Sentiment
📊 Ticker 📰 Headline 💭 Sentiment 📡 Source 🔗 URL
AXP AI Bubble? Non-Tech Stocks Worth a Look Neutral zacks.com Read More
AXP AmEx Trading Above 21X P/E: Playing Offense With a Higher Price Tag? Neutral zacks.com Read More
AXP Can AXP Keep Its ROE Shining While Expenses Climb the Ladder? Neutral zacks.com Read More
AXP How to Build a Portfolio That Pays You Every Month Neutral 247wallst.com Read More
AXP 3 Warren Buffett Stocks to Buy and Hold Forever Neutral youtube.com Read More
Company Information

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

CEO Stephen Joseph Squeri
Employees 75100
Country US
IPO Date 1972-06-01
Exchange NYSE
Website https://www.americanexpress.com
Sector Financial Services
Industry Financial - Credit Services
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Rating Metrics Explained
DCF Score (Discounted Cash Flow)

Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.

ROE Score (Return on Equity)

Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.

ROA Score (Return on Assets)

Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.

D/E Score (Debt-to-Equity)

Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.

P/E Score (Price-to-Earnings)

Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.

P/B Score (Price-to-Book)

Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.

Rating Recommendations:

Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:

  • Strong Buy (5/5): Excellent score - strong positive indicator
    • The metric significantly outperforms industry averages (top 20% of companies)
    • Indicates exceptional financial health or attractive valuation in that category
  • Buy (4/5): Good score - positive indicator
    • Above-average performance (top 40% of companies)
    • Shows strong fundamentals with room for improvement
  • Neutral (3/5): Average score - neutral indicator
    • Performance in line with industry median (middle 20%)
    • Neither significantly positive nor negative signal
  • Sell (2/5): Below average - negative indicator
    • Below-average performance (bottom 40% of companies)
    • Suggests weakness in this particular metric
  • Strong Sell (1/5): Poor score - strong negative indicator
    • Significantly underperforms industry (bottom 20%)
    • Indicates potential risk or overvaluation in that category
Note: The overall rating combines all six component scores to provide a comprehensive investment assessment. No single metric should be used in isolation for investment decisions.