Fiserv, Inc.
FISV Technology Information Technology Services NASDAQ
$66.28
+$0.22 (+0.33%)
Open: $66.10 | High: $67.46 | Low: $66.07 | Prev Close: $66.06
Market Cap: $36.03B
Volume: 7.2M | Avg: 14.6M
Last updated: December 05, 2025 at 10:02 PMInvestment Rating
Buy
Overall Score: 80/100
Rating Breakdown:
Stock Score Analysis
Stock Score: 565
Comprehensive Quality Assessment
Component Breakdown:
Valuation Metrics
| P/E Ratio | 10.24 |
| P/B Ratio | 1.43 |
| P/S Ratio | 1.70 |
| EPS | $6.47 |
| Beta | 0.80 |
| Shares Outstanding | 537.85M |
| 52-Week High | $238.59 |
| 52-Week Low | $59.61 |
| SMA 50 | $114.45 |
| SMA 200 | $166.21 |
| Next Earnings | October 29, 2025 12:30 PM ET |
Financial Ratios
| Gross Margin | 60.5% |
| Operating Margin | 29.3% |
| Net Margin | 17.0% |
| ROE | 14.0% |
| ROA | 4.5% |
| Debt/Equity | 1.20 |
| Current Ratio | 1.08 |
| Quick Ratio | 1.08 |
Balance Sheet
| Total Assets | $77.18B |
| Total Liabilities | $49.49B |
| Total Equity | $27.07B |
| Cash | $1.24B |
| Total Debt | $24.96B |
| Net Debt | $23.72B |
Income Statement
| Revenue | $20.46B |
| Gross Profit | $12.44B |
| Operating Income | $5.88B |
| Net Income | $3.13B |
| EBITDA | $8.84B |
| Revenue/Share | $39.06 |
Cash Flow
| Operating CF | $6.63B |
| CapEx | $1.57B |
| Free Cash Flow | $5.06B |
| Book Value/Share | $46.41 |
| Tangible Book/Share | $-31.74 |
| Equity/Share | $46.37 |
Technical Indicators
| RSI (14) | 55.81 Neutral |
| MACD |
-7.58
Signal: -10.41
|
| Volatility | 132.45% |
| Trading Signal | Bullish |
Performance & Returns
| 1 Year | -71.96% |
| Sharpe Ratio | -2.1 Poor |
| Volatility (Ann.) | 65.33% High Risk |
| FISV (1Y) | -71.96% |
| S&P 500 (1Y) | +11.86% |
| Alpha (Excess Return) | -83.82% |
Sector Comparison (Technology)
| Metric | FISV | Sector Avg | Percentile |
|---|---|---|---|
| P/E Ratio | 10.24 | 50.38 | 6% |
| P/B Ratio | 1.43 | 2.67 | 7% |
| ROE (%) | 13.97% | 49.31% | 35% |
| Net Margin (%) | 17.05% | 17.66% | 52% |
| Stock Score | 565 | 518.0 | 73% |
| 1Y Return (%) | -71.96% | +15.82% | 0% |
Historical Price Analysis (Last 200 Days)
Technical Analysis
| Ticker | Close | SMA 5 | SMA 8 | SMA 13 | SMA 50 | SMA 200 | RSI (14) | MACD | Volatility (%) | Volume | Signal | SMA Decision |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FISV | $66.28 | $64.08 | $62.83 | $62.19 | $93.18 | $153.96 | 55.81 | -7.58 | 132.45% | 7480517 | Strong Long | Bullish Stack |
Candlestick Patterns
There wasn't any recognizable pattern for the FISV stock
News Sentiment
| 📊 Ticker | 📰 Headline | 💭 Sentiment | 📡 Source | 🔗 URL |
|---|---|---|---|---|
| FISV | JPMorgan Benches PayPal, Bets on Toast | Neutral | gurufocus.com | Read More |
| FISV | Here Are Thursday’s Top Wall Street Analyst Research Calls: AutoZone, BXP, Fiserv, Meta Platforms, PayPal, Salesforce, Toast and More | Neutral | 247wallst.com | Read More |
| FISV | SHAREHOLDER ALERT Bernstein Liebhard LLP Announces A Securities Fraud Class Action Lawsuit Has Been Filed Against Fiserv, Inc. (NASDAQ: FISV) | Positive | globenewswire.com | Read More |
| FISV | Fiserv execs bet $1.5 million on a turnaround, and the stock pops | Neutral | marketwatch.com | Read More |
| FISV | Strong Black Friday Sales Highlight an Otherwise Flat November, According to Fiserv Small Business Index | Neutral | businesswire.com | Read More |
Company Information
Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.
| CEO | Michael Patrick Lyons |
| Employees | 38000 |
| Country | US |
| IPO Date | 1986-09-25 |
| Exchange | NASDAQ |
| Website | https://www.fiserv.com |
| Sector | Technology |
| Industry | Information Technology Services |
Similar Stocks (Technology - Information Technology Services)
Rating Metrics Explained
DCF Score (Discounted Cash Flow)
Measures the intrinsic value of the stock based on projected future cash flows. A higher score indicates the stock is undervalued relative to its DCF valuation.
ROE Score (Return on Equity)
Evaluates how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better profitability and management effectiveness.
ROA Score (Return on Assets)
Measures how efficiently a company uses its assets to generate profit. A higher ROA means better asset utilization and operational efficiency.
D/E Score (Debt-to-Equity)
Assesses the company's financial leverage and risk. Lower debt-to-equity ratios indicate less financial risk and better balance sheet health.
P/E Score (Price-to-Earnings)
Compares stock price to earnings per share. A lower P/E ratio may indicate the stock is undervalued, while a higher ratio could suggest overvaluation or growth expectations.
P/B Score (Price-to-Book)
Compares market price to book value per share. Lower P/B ratios may indicate undervaluation relative to the company's net asset value.
Rating Recommendations:
Each metric is scored on a scale of 1-5, where the scores are determined by comparing the company's performance against industry benchmarks and historical data:
-
Strong Buy (5/5): Excellent score - strong positive indicator
- The metric significantly outperforms industry averages (top 20% of companies)
- Indicates exceptional financial health or attractive valuation in that category
-
Buy (4/5): Good score - positive indicator
- Above-average performance (top 40% of companies)
- Shows strong fundamentals with room for improvement
-
Neutral (3/5): Average score - neutral indicator
- Performance in line with industry median (middle 20%)
- Neither significantly positive nor negative signal
-
Sell (2/5): Below average - negative indicator
- Below-average performance (bottom 40% of companies)
- Suggests weakness in this particular metric
-
Strong Sell (1/5): Poor score - strong negative indicator
- Significantly underperforms industry (bottom 20%)
- Indicates potential risk or overvaluation in that category